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Difference Between Economic and Finance

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Basics

There is a significant difference between economics and finance. To understand the differences we must understand each of the categories and learn their fundamental principles.

經濟和金融又明顯的差異.為了明白這些差異,我們必須明白它們分別所屬的類別和它們的基本概念

Finance is a fund management science. There are three general areas of finance : business finance, public finance and personal finance. The basic principle of finance is saving money and lending money. These operations are accomplished with the help of financial institutions. The science of finance deals with the interrelation of the concepts of time, risk and money.

金融是一門資金管理學科.金融包含以下三個領域: 企業財務, 財政和個人財務(理財). 金融的基本概念就是存儲和借貸. 這些操作在金融體系的幫助下完成. 金融處理時間,風險和錢的相互關係.

Economics is a social science. The science of economics studies the production, consumption and distribution of services or goods. The science of economics is trying to explain how economies work and how do different economies interact. The analysis of the science of economics is applied in various fields like finance, business, government, education, law, politics, social institutions, science and many more.

經濟學是一門社會學科. 經濟學學科究產品或服務的生產,消費和銷售.經濟學嘗試着解釋經濟是如何運作和不同商業間是如何相互影響的. 經濟學學科的分析已經應用於一些領域例如金融,商業,政府,教育,法律,政策,社會結構,科學

The main difference between economics and finance is that finance focuses entirely on the maximization of wealth. On contrary to the finance, economics focuses on the optimization of valued goals. If we understand the facts this way we can say that finance is a subset of economics.

經濟學和金融最主要的區別是,金融關注財產最大化.與金融相反,經濟學關注已有價值的 如果以這些為前提條件考慮的話, 我們就可以說金融是經濟學的一個子集.

Finance is focusing on the management of money and assets. Financial courses are teaching how asset market works and economics courses are teaching optimization rather than focusing. The terms of finance and economics are often used in everyday speak and press interchangeably. The best words for describing these sciences would be socio economics and socio finance. The word socio would describe the social aspects of the problem.

金融關注於管理金錢和資源. 金融課程都在教資產市場如何運作,而經濟課教優化而不是執行. 金融和經濟學這個組合經常出現在人們日常的談論中,並且被認為是可以互換的. 最適合這兩個學科的命名應該是 “社會經濟學”(socio economices) 和 “社會金融”(socio finance). 對於這個問題,“社會”(socio) 這個詞能說出關於社會層面.

Digg More

Using only the basics from both economics and finance, we can say that finance is the study of the financial markets. The financial markets are coordinating the interests of the lenders and borrowers that are doing business in the market. The study of economics is more the study of the goods and services which are circulating in the same market.

利用經濟學和金融的概要,我們可以說金融是對金融市場的研究.這些金融市場協調着在市場中經營商業的交易者的股份(興趣?). 經濟學的研究更趨向於研究同個市場中的商品和服務.

There are various types of finance, the most mentioned types are the follow

有許多不同種類的的金融,最常被提及的類型如下

  • Personal finance “ the personal finance revolves around the finance of an individual or a family. The main questions of personal finance are about the amount, origin, security and taxation of the money needed for the specific individual or family for their survival.
  • Corporate finance “ corporate finance is a process of providing the necessary funds essential for the activities of the corporation.
  • State finance ‘“ the financial activities of a country, state or city are called state finances or public finance.
  • 個人財務(理財) 個人財務或者一個家庭的資金.個人財務的主要問題都是關於錢的總值,來源,債券和稅收.這些錢是某個個體或者一個家庭的生活所需.
  • 公司財務 公司財務一個提供公司基本運作所需要的資金的過程.
  • 政府財務 有關於一個國家,政府或者城市的金融活動就被稱為政府財務或者財政

Also we can find various types of economics too. The most mentioned types of economics are :

當然我們也可有找到些不同類型的經濟學.最常被提及的經濟學類型如下:

  • Microeconomics : microeconomics studies interactions between individual markets. Beside the markets, microeconomics is focusing on specialization and supply and demand relations.
  • Macroeconomics : macroeconomics is targeting the same objects like microeconomics just on a larger scale. It is not focusing on single, individual markets but on large, national variables. These variables can be national income and output, price inflation and unemployment rate.
  • 微觀經濟學 : 微觀經濟研究獨立市場之間的相互作用.除了這些市場,#TODO:微觀經濟還致力於專業化,供給和需求關係
  • 宏觀經濟學 : 宏觀經濟學的目標對象和微觀經濟學是一樣的,只不過在一個更大規模上.它不關注單個,獨立的市場.但它關注大的,全國性的變化. 這些變化可以是國家的收入和支出,通貨膨脹和失業率.